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4 Quick Ways on How to Borrow MTN Data

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MTN XtraByte is a service that allows you to borrow data when you run out of data and pay it back on your next recharge. MTN XtraByte service is available to all eligible MTN Prepaid customers. So if you’re searching for ways or quick and alternative ways how to borrow MTN data, you’re in the right place!

In this blog post, you’ll find 4 quick ways on how to borrow MTN data. These quick and easy options can serve as alternative ways to borrow MTN data. So without further ado, let’s dive in!

4 Quick Ways on How to Borrow MTN Data

How to Activate MTN XtraByte

Before you can use MTN XtraByte, which allows you to borrow data on the network, you need to check if you are eligible to use the service. To check your eligibility and activate the service, dial *303#, choose ‘My Account,’ and select the first option, ‘Eligibility,’ to see if you can use the service.

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Alternatively, send a text message with the word ‘STATUS’ to 303. You will receive a message to confirm if you’re eligible or not.

How to Borrow MTN Data Using USSD Code

To borrow MTN Data via *303# Menu, do the following:

Step 1: Dial *303# and select Option ‘4’ – Borrow Data.

Step 2: On the next prompt or page, you will find a display of all the data bundles you can borrow.

Step 3: Select your preferred data plan from the list, and you’ll see a message containing the amount of data you want to borrow and the VAT or service fee attached to the plan.

Step 4: Confirm the transaction, and you’ll receive a message shortly that you’ve successfully borrowed the chosen amount.

How to Borrow MTN Data Via Call

To borrow MTN data via call, do the following:

Step 1: Dial 303 and choose the preferred language you’ll like to be spoken to.

Step 2: After choosing your preferred language, choose XtraByte.

Step 3: The voice will call out all the data amount that you can borrow.

Step 3: Select your preferred data plan from the list.

After selecting your preferred data plan, you receive a message with the data for you to confirm the transaction.

How to Borrow MTN Data Using The MyMTN App

Here are the steps on how to borrow MTN data using the MyMTN app:

Step 1: Download the MyMTN app from the Google Play Store or the Apple App Store. Open the app and sign in with your MTN number.

Step 2: Tap on the “More” button at the bottom of the screen.

Step 3: Tap on the “Borrow Airtime/Data” button, then select “Data”

Step 4:  Select the data plan you want to borrow from the list available.

Step 5: Tap the “Borrow” button again to confirm the transaction.

You will be charged a service fee of 15% of the amount you borrowed, and the data will be credited to your MTN line immediately.

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How to Borrow MTN Data Online

To borrow MTN data online through the MyMTN website, do the following instructions:

Step 1: Go to the MTN website here.

Step 2: Click on the “Recharge” tab at the top left corner of the page.

Step 3: Click on the “Borrow” button and enter your phone number 

Step 4: Select the amount of data you want to borrow.

Step 5: Tap the “Borrow” button to confirm the transaction.

How to Stop Auto Borrow Data on MTN

To stop Auto borrow on data plans on MTN, do the following:

Step 1: Go to the MTN website here.

Step 2: Sign in with your MTN number 

Step 3: You will see active data plans or borrowed data on the page usually at the bottom of the page.

Step 4: You’ll see an Auto Renewal option on the data, toggle it off or switch it off and the data won’t renew after the plan expires.

How to Borrow Data From MTN Without Paying Back

How to Borrow Data From MTN Without Using *606#

To borrow data from MTN without using *606# dial *303# from your MTN line and choose your preferred plan from the list of available bundles and you will be credited instantly.

How to Borrow MTN Data for a Third Party or Friend

There is no way to borrow MTN data for a third party. When you borrow data from MTN, it is credited to your own phone number. You cannot transfer borrowed data to another phone number.

You can purchase or share data via Hotpot if you need to help a friend or family member with data as MTN-borrowed data cannot be transferred or shared except through Hotspot.

How to Borrow MTN Data From Bank Account

MTN does not offer a service that allows you to borrow data directly from your bank account. Simply choose any of the options mentioned in this article to borrow data from MTN.

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Things to Note About XtraByte: 

In order to qualify for the XtraByte service, the following requirements must be met:

  • You must be a Prepaid customer and your number must be registered.
  • You must have been on the MTN network for more than 3 months.
  • You must have spent a minimum of N200 each month in that 3 months.
  • Your main account balance should be between N0 and N75.
  • Any outstanding XtraByte loan requests must be settled.
  • A service fee of 15% (including VAT) will be applied based on the borrowed amount.

Frequently Asked Questions:

What is MTN XtraByte?

The MTN XtraByte service enables you to borrow data when you run out your data and repay it with your next recharge.

How Can I Check if I Am Eligible for the Service?

Dial *303#, choose ‘My Account,’ and select the first option, ‘Eligibility,’ to see if you can use the service.

How Much Will I Be Charged for Using MTN Xtratime?

You’ll be charged a service fee of 15% for every data borrowed on MTN.

How to Be Eligible to Borrow Airtime From MTN

You must be a prepaid and active MTN user on the network for more than 3 months and you should have between N0 and N75 on your airtime balance to be able to borrow data on the network. Also, you must not have any outstanding loan to pay back.

How Can I Borrow Data From MTN Without Paying?

Unfortunately, there is no way to borrow data from MTN without paying. This is because the loan amount will be automatically deducted from your account on your next recharge.

Is MTN XtraByte Available to All Customers?

MTN XtraByte is only available to prepaid customers on MTN.

Can I Borrow Data if I Have an Existing Data Loan to Pay Back?

Yes.It is possible to borrow additional data even if you have an outstanding data loan to repay, as long as you remain within your credit limit.

Is There a Limit on the Number of Times I Can Borrow Data?

You can borrow data as many times as possible as long as you have not exceeded your credit limit.

Can I Exceed My Credit Limit in a Month?

No. You cannot exceed your credit limit in a month. 

Can I increase My Credit Limit?

 Yes. you can increase your credit limit by increasing your recharge activities within the month.

How Will I Pay Back the Data I Borrowed?

The amount will be automatically deducted from your airtime balance on your next recharge.

Conclusion

MTN XtraByte is a valuable service that allows MTN prepaid customers to conveniently borrow data when they run out, with the option to repay it on their next recharge. This service is available to eligible customers who meet specific requirements, as stated in this post. To check your data balance, dial *323# or check out alternative ways on How to Check MTN Data Balance.

Remember that borrowed data cannot be transferred to another phone number, and the borrowed amount will be automatically deducted from your airtime balance on your next recharge. Stay connected with MTN!