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How to Borrow Airtime From MTN Nigeria

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Have you ever been in a situation where you needed to make an important call but were stranded with no airtime on your MTN line? No need to worry, as MTN Nigeria allows subscribers to borrow airtime and stay connected. With this feature, you can easily make calls, send text messages, and browse the internet without needing immediate recharge.  

 

In this article, we’ll show you how to borrow airtime from MTN Nigeria using the “XtraTime” service. So, if you’re an MTN subscriber and need to make an urgent call or send a message, keep reading to find out how to get airtime on credit.

How to Borrow Airtime From MTN Nigeria

How to Activate MTN XtraTime

To be able to use the MTN XtraTime feature, you must check your eligibility status and activate the service. To do this, dial *606# and choose the option for checking eligibility status. Once you confirm you’re eligible to borrow, redial the shortcode to borrow.

 

Once you have confirmed that you are eligible for the service, you can then follow either of the options below to borrow airtime.

Also Read:  7 Ways on How to Recharge MTN Airtime

How to Borrow Airtime From MTN via SMS

Send the amount you wish to borrow as a text message to 606. For example, to borrow ‘100’, open your message app and send ‘100’ to 606. Wait for a confirmation message that you’ve successfully borrowed 100.

How to Borrow Airtime From MTN Without Using *606#

You can borrow airtime from MTN without using *606# by dialing *131# on your phone dialer app. You will see a popup menu from MTN. Reply 5 to select Borrow Credit/Recharge. Next, reply 1 to select Borrow Airtime. Follow the on-screen instructions to choose the amount of airtime you want to borrow.

 

Alternatively, download or open the MyMTN app on your mobile device. Once you’ve logged in, find the borrow airtime/data option then continue the prompts to borrow airtime using the MyMTN app.

 

How to Borrow Airtime From MTN Using USSD

To borrow airtime from MTN Nigeria using USSD, follow these steps:

 

Step 1: Dial *606# and choose the XtraTime option.

Step 2: Select your preferred amount from the list of options.

Step 3: You will receive a message containing the amount you are about to borrow and the service fee that will be charged. Confirm the transaction.

 

How to Borrow Airtime From MTN  via Calling 606

To borrow airtime from MTN Nigeria, dial 606 and select your preferred language. Then choose either XtraTime or XtraByte. If you choose XtraTime, the system will present you with a list of available airtime amounts.

 

After selecting your desired amount, the system will play an announcement detailing the amount you will borrow and the service fee that will be applied. Confirm the transaction to proceed, and the system will deduct the service fee, credit your XtraTime account with the remaining airtime balance, and send you a successful notification message.

Also Read:  How to Do MTN SIM Swap

 

Things to Note About MTN XtraTime:

Here are some things you need to know to  be eligible for XtraTime service:

  • You must be a Prepaid customer.
  • You must have registered your phone number.
  • You must have been on the MTN network for over 3 months and spent at least N200 monthly for 3 months.
  • You should have between  N0 and N75 in your main account and have paid up any outstanding XtraTime loan request
  • You will be charged a service fee of 15% on every amount you borrow.

 

Frequently Asked Questions:

How Can I Check if I Am Eligible for the Service?

You can check if you are eligible for XtraTime service by dialing *606#, clicking on ”My Account”, and selecting ”1” to ”Check eligibility”. Also, Send STATUS to 606 and wait for a message to confirm your eligibility.

 

How Much Will I Be Charged for Using MTN Xtratime?

You will be charged a service fee of 15% on XtraTime amount that you choose. The service charge will be deducted before the airtime loaned is credited into your XtraTime account.

 

How to Be Eligible to Borrow Airtime From MTN

You must have been on the MTN network for over 3 months and spent at least N200 monthly for 3 months. Also, you must not have any outstanding XtraTime loan request You’ve not paid.

 

How Can I Borrow Airtime From MTN Without Paying?

You must pay back to borrow airtime from MTN. Moreso, borrowing airtime without paying back is not a legal or ethical practice.

 

Conclusion

Borrowing airtime on MTN Nigeria is a convenient and helpful feature for subscribers without airtime. With the XtraTime service, subscribers can borrow airtime, make calls, send text messages, and browse the internet without needing an immediate recharge. Stay connected!