Think about your new PIN code. Your new four-digit number should be complicated, not like 1234 or 5678. Let’s say you decided to use 5894 as your PIN number (remember, it’s your idea, so come up with your own code). Forward a text message in this format: default PIN followed by your new personal identifier …

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Dial *777*Recipient’s Number*Amount*PIN# on your phone and then click on send/press OK. For example, dial*777*08031234567*1500*1234# and then send/OK. When the transfer has been completed, you will receive a message informing you that the transfer was successful.